Clark and Stewart are two members of a legion of adult children who face keeping elderly parents comfortable, cared for and financially secure. However, once she was discharged and returned to the memory care facility Paula still required constant supervision for her own safety. Marie's health issues started to crop up before she reached retirement age, so she qualified for disability and Medicare earlier than most. People who don't have another private insurance plan (and most people don't), should also enroll in at least Part B. So be sure to thoroughly consider your own needs and budget when figuring out post-retirement health care coverage.